To get or not to get compre insurance

That is the question. To my mind, the safest route is to go get one for the car, considering that we are still paying for the car and there is always that risk that the car might be stolen (knock on wood). But when asked to compare car insurance, I'd say a TPL insurance wins, hands-down. Its required by LTO regardless of compre insurance. Car Insurance really is a large expense relating to owning a car, just as home insurance is an essential expense of owning one's house. In terms of cost though, getting TPL is surely cheaper, but highly unsafe. I'd personally like to get comprehensive insurance for the car, but that would depend highly on our budget.... :-(